Tip Jar: Early Birds Always Catch The Worm

Early birds may always catch the worm but who the heck wants worms? And who wants to get up early to catch them? Well if you are like us and you are the kind that savors gently easing into your day and not rushing to beat traffic only to find yourself stuck in it anyway, then you will like this week's simple tip.

Take your time.

Even FoxNews this morning warns not to shop early for holiday gifts this year, that the best sales will come to the late shoppers. Don't be fooled by the lure of pre-season sales and definitely comparison shop. Many retail stores will beat the price of their competitors even if they are not advertizing the "meet or beat" price challenges. And the big sales will occur later even after the Holiday.

Does this advice apply to the housing market? Actually, NO! If you are window shopping for homes, trolling the online websites looking at properties and you see one you love, then do not wait! Toss our previous advice right out the window! The inventory may be high but those "dream homes", the "doll houses" and yes, your "perfect place" will be gobbled up by the Early Bird.

So, Tip #2 is: If you are shopping for a home for sale or a home for rent,  Move Fast! Have your financial pre-quaifications ready in advance,  don't overload your credit cards this holiday (that will hurt your credit),  and don't wait. When it comes to Real Estate,  the old saying still goes: The Early Bird Always Catches The Worm.